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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,960 | $100,805-36.6% | $86,698-26.2% | $134,532-52.5% |
| Participation rate | 33.3% | 79.0%-45.6pp | 76.6%-43.3pp | 81.2%-47.9pp |
| Annual return | -17.04% | 29.09%-46.1pp | 35.95%-53.0pp | 418.27%-435.3pp |
| Employer contribution / active EE | $1,653 | $3,490-52.6% | $2,837-41.7% | $4,741-65.1% |
| Participant deferral / active EE | $5,225 | $5,339-2.1% | $4,656+12.2% | $6,401-18.4% |
| Admin fee / account holder | $3,013 | $10,925-72.4% | $7,493-59.8% | $11,429-73.6% |