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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,340 | $112,131-64.9% | $95,964-59.0% | $158,982-75.3% |
| Participation rate | 50.0% | 79.0%-29.0pp | 77.1%-27.1pp | 82.0%-32.0pp |
| Annual return | 16.91% | 171.19%-154.3pp | 91.64%-74.7pp | 302.99%-286.1pp |
| Employer contribution / active EE | $1,308 | $3,199-59.1% | $2,541-48.5% | $4,763-72.5% |
| Participant deferral / active EE | $5,924 | $4,784+23.8% | $4,167+42.2% | $5,983-1.0% |
| Admin fee / account holder | $507 | $10,136-95.0% | $6,797-92.5% | $11,252-95.5% |