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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,865 | $87,166-27.9% | $76,735-18.1% | $137,256-54.2% |
| Participation rate | 66.7% | 74.4%-7.7pp | 69.5%-2.8pp | 80.0%-13.3pp |
| Annual return | 14.45% | 26.50%-12.1pp | 29.77%-15.3pp | 220.34%-205.9pp |
| Employer contribution / active EE | $1,827 | $2,904-37.1% | $2,454-25.6% | $4,156-56.0% |
| Participant deferral / active EE | $3,086 | $4,726-34.7% | $4,088-24.5% | $6,407-51.8% |
| Admin fee / account holder | $18,229 | $8,403+116.9% | $7,189+153.6% | $12,270+48.6% |