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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,520 | $176,105-2.0% | $159,474+8.2% | $167,536+3.0% |
| Participation rate | 80.0% | 85.0%-5.0pp | 82.8%-2.8pp | 82.1%-2.1pp |
| Annual return | 21.65% | 331.91%-310.3pp | 263.68%-242.0pp | 478.82%-457.2pp |
| Employer contribution / active EE | $0 | $5,299-100.0% | $4,831-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $6,516 | $7,751-15.9% | $7,353-11.4% | $6,342+2.7% |
| Admin fee / account holder | $980 | $12,559-92.2% | $10,802-90.9% | $12,315-92.0% |