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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,554 | $157,304-28.4% | $141,197-20.3% | $152,909-26.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 26.91% | 64.34%-37.4pp | 71.41%-44.5pp | 345.46%-318.6pp |
| Employer contribution / active EE | $0 | $5,263-100.0% | $4,736-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $5,244 | $7,111-26.3% | $6,710-21.9% | $5,851-10.4% |
| Admin fee / account holder | $846 | $12,126-93.0% | $10,265-91.8% | $11,601-92.7% |