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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,204 | $86,940-61.8% | $102,434-67.6% | $80,935-59.0% |
| Participation rate | 88.5% | 72.4%+16.1pp | 76.5%+12.0pp | 67.7%+20.8pp |
| Annual return | 9.08% | 18.89%-9.8pp | 29.46%-20.4pp | 35.66%-26.6pp |
| Employer contribution / active EE | $2,475 | $2,370+4.4% | $3,023-18.1% | $2,757-10.2% |
| Participant deferral / active EE | $4,141 | $4,121+0.5% | $5,055-18.1% | $4,299-3.7% |
| Admin fee / account holder | $3,519 | $8,047-56.3% | $9,462-62.8% | $6,924-49.2% |