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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,030 | $67,606-61.5% | $82,313-68.4% | $70,124-62.9% |
| Participation rate | 0.0% | 72.8%-72.8pp | 76.9%-76.9pp | 69.5%-69.5pp |
| Annual return | 18.13% | 21.57%-3.4pp | 25.88%-7.8pp | 73.14%-55.0pp |
| Employer contribution / active EE | $838 | $1,755-52.3% | $2,428-65.5% | $2,342-64.2% |
| Participant deferral / active EE | $1,710 | $2,987-42.8% | $3,706-53.9% | $3,332-48.7% |
| Admin fee / account holder | $5,498 | $4,512+21.9% | $5,608-2.0% | $4,645+18.4% |