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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,424 | $124,336+74.9% | $111,303+95.3% | $167,518+29.8% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 14.98% | 37.45%-22.5pp | 54.66%-39.7pp | 478.71%-463.7pp |
| Employer contribution / active EE | $9,545 | $3,436+177.8% | $2,731+249.5% | $4,838+97.3% |
| Participant deferral / active EE | $1,425 | $5,181-72.5% | $4,487-68.2% | $6,342-77.5% |
| Admin fee / account holder | $121,246 | $10,623+1041.4% | $7,966+1422.1% | $12,312+884.7% |