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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,146 | $53,777-21.6% | $134,155-68.6% | $79,858-47.2% |
| Participation rate | 42.2% | 58.8%-16.5pp | 72.2%-30.0pp | 69.6%-27.4pp |
| Annual return | 11.18% | 19.01%-7.8pp | 36.34%-25.2pp | 31.72%-20.5pp |
| Employer contribution / active EE | $329 | $1,321-75.1% | $3,705-91.1% | $2,471-86.7% |
| Participant deferral / active EE | $2,911 | $2,420+20.3% | $3,500-16.8% | $3,740-22.2% |
| Admin fee / account holder | $11,019 | $3,984+176.6% | $6,685+64.8% | $5,306+107.7% |