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| Provider | Service type | Compensation |
|---|---|---|
Service code 25 · EIN 04-2647786 | Directed Trustee | $52,907 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,180 | $102,661-45.3% | $151,628-62.9% | $66,930-16.1% |
| Participation rate | 76.5% | 85.5%-9.1pp | 87.5%-11.0pp | 69.8%+6.7pp |
| Annual return | -8.02% | -10.81%+2.8pp | 3.34%-11.4pp | 1.57%-9.6pp |
| Employer contribution / active EE | $3,909 | $4,184-6.6% | $6,165-36.6% | $2,545+53.6% |
| Participant deferral / active EE | $7,485 | $6,645+12.6% | $8,363-10.5% | $4,238+76.6% |
| Admin fee / account holder | $308 | $630-51.1% | $11,613-97.3% | $593-48.0% |