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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,389 | $157,296-10.1% | $141,191+0.1% | $152,897-7.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 20.47% | 64.34%-43.9pp | 71.41%-50.9pp | 345.43%-325.0pp |
| Employer contribution / active EE | $9,474 | $5,262+80.0% | $4,736+100.0% | $4,764+98.9% |
| Participant deferral / active EE | $6,481 | $7,111-8.9% | $6,710-3.4% | $5,851+10.8% |
| Admin fee / account holder | $1,025 | $12,125-91.5% | $10,264-90.0% | $11,599-91.2% |