Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,881 | $72,177-68.3% | $115,037-80.1% | $59,632-61.6% |
| Participation rate | 34.4% | 72.6%-38.2pp | 81.4%-47.0pp | 68.7%-34.3pp |
| Annual return | 0.46% | 12.02%-11.6pp | 26.14%-25.7pp | 2041.32%-2040.9pp |
| Employer contribution / active EE | $0 | $2,841-100.0% | $4,608-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $3,420 | $4,783-28.5% | $6,026-43.3% | $3,192+7.1% |
| Admin fee / account holder | $1,932 | $4,927-60.8% | $8,175-76.4% | $4,297-55.0% |