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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,822 | $185,905-60.3% | $170,057-56.6% | $139,487-47.1% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 98.54% | 60.56%+38.0pp | 53.42%+45.1pp | 373.84%-275.3pp |
| Employer contribution / active EE | $7,094 | $7,597-6.6% | $6,790+4.5% | $4,755+49.2% |
| Participant deferral / active EE | $4,443 | $11,627-61.8% | $10,411-57.3% | $6,713-33.8% |
| Admin fee / account holder | $741 | $15,397-95.2% | $12,826-94.2% | $11,407-93.5% |