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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,553 | $184,000-78.0% | $162,185-75.0% | $152,909-73.5% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | -21.95% | 150.80%-172.8pp | 115.61%-137.6pp | 345.46%-367.4pp |
| Employer contribution / active EE | $5,302 | $6,370-16.8% | $5,613-5.5% | $4,764+11.3% |
| Participant deferral / active EE | $5,779 | $8,033-28.1% | $7,297-20.8% | $5,851-1.2% |
| Admin fee / account holder | $9,401 | $13,124-28.4% | $10,844-13.3% | $11,601-19.0% |