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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,855 | $167,352-35.6% | $143,788-25.0% | $134,509-19.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -20.11% | 0.47%-20.6pp | -0.03%-20.1pp | 418.13%-438.2pp |
| Employer contribution / active EE | $9,278 | $5,620+65.1% | $4,952+87.4% | $4,741+95.7% |
| Participant deferral / active EE | $8,567 | $6,447+32.9% | $5,638+51.9% | $6,400+33.8% |
| Admin fee / account holder | $6,991 | $18,091-61.4% | $14,675-52.4% | $11,427-38.8% |