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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,658 | $72,486-79.8% | $87,103-83.2% | $72,976-79.9% |
| Participation rate | 90.2% | 72.8%+17.4pp | 76.9%+13.3pp | 69.5%+20.7pp |
| Annual return | 28.62% | 24.46%+4.2pp | 28.19%+0.4pp | 81.02%-52.4pp |
| Employer contribution / active EE | $1,570 | $1,894-17.1% | $2,521-37.7% | $2,440-35.7% |
| Participant deferral / active EE | $2,868 | $3,270-12.3% | $4,049-29.2% | $3,608-20.5% |
| Admin fee / account holder | $776 | $5,055-84.6% | $7,491-89.6% | $5,124-84.9% |