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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,011 | $62,583-82.4% | $76,767-85.7% | $64,173-82.8% |
| Participation rate | 95.0% | 72.8%+22.2pp | 77.0%+18.0pp | 69.6%+25.4pp |
| Annual return | 0.00% | -1.95%+1.9pp | 2.43%-2.4pp | 7.63%-7.6pp |
| Employer contribution / active EE | $2,248 | $1,832+22.7% | $2,485-9.5% | $2,381-5.6% |
| Participant deferral / active EE | $4,170 | $3,145+32.6% | $3,852+8.3% | $3,470+20.2% |
| Admin fee / account holder | $1,468 | $4,667-68.5% | $6,675-78.0% | $4,887-70.0% |