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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,538 | $134,001-28.0% | $112,258-14.0% | $134,509-28.2% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -21.58% | 47.15%-68.7pp | 27.47%-49.1pp | 418.13%-439.7pp |
| Employer contribution / active EE | $2,193 | $4,039-45.7% | $3,636-39.7% | $4,741-53.7% |
| Participant deferral / active EE | $12,668 | $5,291+139.4% | $4,728+167.9% | $6,400+97.9% |
| Admin fee / account holder | $1,697 | $7,491-77.3% | $6,411-73.5% | $11,427-85.1% |