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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,538 | $133,981-27.9% | $112,249-14.0% | $134,532-28.2% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -21.58% | 47.16%-68.7pp | 27.48%-49.1pp | 418.27%-439.8pp |
| Employer contribution / active EE | $2,193 | $4,040-45.7% | $3,636-39.7% | $4,741-53.7% |
| Participant deferral / active EE | $12,668 | $5,292+139.4% | $4,729+167.9% | $6,401+97.9% |
| Admin fee / account holder | $1,697 | $7,492-77.3% | $6,412-73.5% | $11,429-85.2% |