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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,486 | $108,226+29.8% | $77,513+81.2% | $158,950-11.6% |
| Participation rate | 44.4% | 64.4%-20.0pp | 54.2%-9.7pp | 82.0%-37.5pp |
| Annual return | 15.04% | 31.67%-16.6pp | 54.81%-39.8pp | 302.91%-287.9pp |
| Employer contribution / active EE | $1,040 | $1,325-21.6% | $987+5.4% | $4,762-78.2% |
| Participant deferral / active EE | $6,062 | $2,456+146.8% | $1,861+225.7% | $5,983+1.3% |
| Admin fee / account holder | $0 | $3,710-100.0% | $2,859-100.0% | $11,248-100.0% |