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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,979 | $110,307-19.3% | $96,576-7.9% | $139,456-36.2% |
| Participation rate | 72.7% | 78.1%-5.4pp | 76.0%-3.2pp | 80.3%-7.6pp |
| Annual return | 14.61% | 26.40%-11.8pp | 25.87%-11.3pp | 373.45%-358.8pp |
| Employer contribution / active EE | $3,158 | $3,619-12.8% | $2,965+6.5% | $4,753-33.6% |
| Participant deferral / active EE | $6,156 | $5,547+11.0% | $4,851+26.9% | $6,711-8.3% |
| Admin fee / account holder | $955 | $11,597-91.8% | $8,253-88.4% | $11,407-91.6% |