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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,604 | $162,785-80.0% | $133,959-75.7% | $158,950-79.5% |
| Participation rate | 85.7% | 83.2%+2.5pp | 79.8%+5.9pp | 82.0%+3.8pp |
| Annual return | 18.83% | 41.94%-23.1pp | 45.09%-26.3pp | 302.91%-284.1pp |
| Employer contribution / active EE | $2,111 | $4,975-57.6% | $3,919-46.1% | $4,762-55.7% |
| Participant deferral / active EE | $6,112 | $5,910+3.4% | $5,047+21.1% | $5,983+2.2% |
| Admin fee / account holder | $3,379 | $11,738-71.2% | $8,928-62.2% | $11,248-70.0% |