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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,412 | $159,978+35.9% | $147,041+47.9% | $145,978+48.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 9.58% | 98.36%-88.8pp | 419.21%-409.6pp | 550.52%-540.9pp |
| Employer contribution / active EE | $7,364 | $5,288+39.2% | $4,935+49.2% | $4,662+58.0% |
| Participant deferral / active EE | $400 | $8,429-95.3% | $8,071-95.0% | $6,690-94.0% |
| Admin fee / account holder | $8,405 | $15,053-44.2% | $13,006-35.4% | $13,400-37.3% |