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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,484 | $61,660+66.2% | $80,022+28.1% | $64,173+59.7% |
| Participation rate | 53.8% | 71.7%-17.8pp | 75.8%-22.0pp | 69.6%-15.7pp |
| Annual return | 12.33% | -0.33%+12.7pp | 11.22%+1.1pp | 7.63%+4.7pp |
| Employer contribution / active EE | $965 | $1,810-46.7% | $2,468-60.9% | $2,381-59.5% |
| Participant deferral / active EE | $2,347 | $2,968-20.9% | $3,686-36.3% | $3,470-32.4% |
| Admin fee / account holder | $66 | $5,417-98.8% | $6,521-99.0% | $4,887-98.7% |