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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,641 | $135,956-15.7% | $123,894-7.5% | $273,972-58.2% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 0.66% | 56.63%-56.0pp | 47.52%-46.9pp | 41.46%-40.8pp |
| Employer contribution / active EE | $3,640 | $5,170-29.6% | $4,617-21.2% | $4,869-25.2% |
| Participant deferral / active EE | $3,640 | $6,343-42.6% | $5,984-39.2% | $5,287-31.2% |
| Admin fee / account holder | $670 | $9,817-93.2% | $8,357-92.0% | $10,133-93.4% |