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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,739 | $110,039+79.7% | $97,260+103.3% | $145,884+35.5% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 8.71% | 244.44%-235.7pp | 75.54%-66.8pp | 551.85%-543.1pp |
| Employer contribution / active EE | $9,992 | $3,074+225.0% | $2,721+267.2% | $4,662+114.3% |
| Participant deferral / active EE | $9,770 | $4,674+109.0% | $4,262+129.3% | $6,690+46.1% |
| Admin fee / account holder | $44,015 | $6,204+609.5% | $5,640+680.4% | $13,392+228.7% |