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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $592,813 | $127,298+365.7% | $109,916+439.3% | $167,553+253.8% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.2%+25.8pp | 82.1%+17.9pp |
| Annual return | 2.72% | 22.97%-20.3pp | 29.46%-26.7pp | 478.89%-476.2pp |
| Employer contribution / active EE | $10,060 | $3,325+202.6% | $2,844+253.7% | $4,840+107.9% |
| Participant deferral / active EE | $7,452 | $4,513+65.1% | $4,047+84.1% | $6,343+17.5% |
| Admin fee / account holder | $85,016 | $7,119+1094.2% | $6,069+1300.8% | $12,316+590.3% |