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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,349 | $88,702-66.9% | $81,780-64.1% | $145,978-79.9% |
| Participation rate | 75.0% | 75.0%0pp | 72.4%+2.6pp | 80.3%-5.3pp |
| Annual return | 12.51% | 1029.12%-1016.6pp | 776.27%-763.8pp | 550.52%-538.0pp |
| Employer contribution / active EE | $501 | $3,084-83.7% | $2,914-82.8% | $4,662-89.2% |
| Participant deferral / active EE | $2,915 | $4,645-37.2% | $4,321-32.5% | $6,690-56.4% |
| Admin fee / account holder | $1,586 | $8,414-81.2% | $7,384-78.5% | $13,400-88.2% |