Retirement plan

403(B) THRIFT PLAN OF WOMEN'S INDEPENDENCE SCHOLARSHIP PROGRAM, INC.

Name: WOMEN S INDEPENDENCE SCHOLARSHIP PR OGRAM, INC. - 403(B) THRIFT PLAN OF WOMEN'S INDEPENDENCE SCHOLARSHIP PROGRAM, INC. (2015) Form 5500
Creator: WOMEN S INDEPENDENCE SCHOLARSHIP PR OGRAM, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, 403(B) THRIFT PLAN OF WOMEN'S INDEPENDENCE SCHOLARSHIP PROGRAM, INC., WOMEN S INDEPENDENCE SCHOLARSHIP PR OGRAM, INC.

WOMEN S INDEPENDENCE SCHOLARSHIP PR OGRAM, INC.EIN 26-1956643Plan #001PY 2015

4900 RANDALL PKWY STE H - WILMINGTON, NC 28403910-397-7742

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$351K

No prior year

Total participants

No prior year

Average account balance

$87,703

No prior year

Annual return

15.89%

No prior year

Benchmarks

See 26,340 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants<25

Cohort26,340 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.42M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$356K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$47K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$12K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+19.85%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2L

Plan features

2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$10K

$3167 / participant

Other / not subdivided$10K100.0%

% of EOY assets

2.708%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$87,703

$84,685+3.6%

$73,836+18.8%

$125,389-30.1%

Participation rate

100.0%

76.8%+23.2pp

73.4%+26.6pp

83.2%+16.8pp

Annual return

15.89%

3123.80%-3107.9pp

2268.06%-2252.2pp

282.24%-266.4pp

Employer contribution / active EE

$31,232

$3,123+900.0%

$2,787+1020.4%

$4,866+541.8%

Participant deferral / active EE

$3,899

$3,993-2.4%

$3,583+8.8%

$5,352-27.1%

Admin fee / account holder

$2,375

$5,694-58.3%

$4,882-51.4%

$9,541-75.1%

403(B) THRIFT PLAN OF WOMEN'S INDEPENDENCE SCHOLARSHIP PROGRAM, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

403(B) THRIFT PLAN OF WOMEN'S INDEPENDENCE SCHOLARSHIP PROGRAM, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion