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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,560 | $135,956-81.9% | $123,894-80.2% | $273,970-91.0% |
| Participation rate | 56.5% | 84.1%-27.5pp | 81.4%-24.9pp | 83.0%-26.5pp |
| Annual return | 15.79% | 56.63%-40.8pp | 47.52%-31.7pp | 41.46%-25.7pp |
| Employer contribution / active EE | $1,609 | $5,170-68.9% | $4,617-65.2% | $4,869-67.0% |
| Participant deferral / active EE | $2,265 | $6,343-64.3% | $5,984-62.1% | $5,287-57.2% |
| Admin fee / account holder | $5,616 | $9,817-42.8% | $8,357-32.8% | $10,132-44.6% |