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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,119 | $168,636-40.6% | $147,617-32.2% | $125,393-20.2% |
| Participation rate | 50.0% | 88.8%-38.8pp | 84.6%-34.6pp | 83.2%-33.2pp |
| Annual return | 1.45% | 77.65%-76.2pp | 61.98%-60.5pp | 282.23%-280.8pp |
| Employer contribution / active EE | $2,188 | $6,252-65.0% | $5,565-60.7% | $4,866-55.0% |
| Participant deferral / active EE | $7,187 | $5,507+30.5% | $4,895+46.8% | $5,351+34.3% |
| Admin fee / account holder | $0 | $13,580-100.0% | $11,611-100.0% | $9,541-100.0% |