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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,521 | $174,379-25.7% | $152,093-14.8% | $138,895-6.7% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 21.90% | 74.86%-53.0pp | 66.36%-44.5pp | 145.39%-123.5pp |
| Employer contribution / active EE | $5,914 | $4,652+27.1% | $4,175+41.7% | $4,194+41.0% |
| Participant deferral / active EE | $6,706 | $6,159+8.9% | $5,451+23.0% | $6,396+4.8% |
| Admin fee / account holder | $3,571 | $16,880-78.8% | $14,497-75.4% | $12,562-71.6% |