Filed February 4, 2025
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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,604 | $46,877-34.7% | $122,354-75.0% | $70,124-56.4% |
| Participation rate | 68.9% | 58.2%+10.7pp | 71.6%-2.8pp | 69.5%-0.7pp |
| Annual return | 15.79% | 24.22%-8.4pp | 30.28%-14.5pp | 73.14%-57.4pp |
| Employer contribution / active EE | $1,404 | $1,288+9.0% | $4,051-65.3% | $2,342-40.0% |
| Participant deferral / active EE | $2,247 | $2,167+3.7% | $3,287-31.6% | $3,332-32.5% |
| Admin fee / account holder | $744 | $3,324-77.6% | $5,479-86.4% | $4,645-84.0% |