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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,675 | $97,761-47.1% | $83,850-38.4% | $135,382-61.8% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -9.24% | 1287.44%-1296.7pp | 850.92%-860.2pp | 519.77%-529.0pp |
| Employer contribution / active EE | $5,777 | $4,222+36.8% | $3,631+59.1% | $4,779+20.9% |
| Participant deferral / active EE | $6,210 | $4,682+32.6% | $4,082+52.1% | $5,609+10.7% |
| Admin fee / account holder | $1,381 | $6,674-79.3% | $5,478-74.8% | $10,829-87.2% |