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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,575 | $57,352-60.6% | $83,830-73.1% | $64,173-64.8% |
| Participation rate | 75.6% | 68.6%+7.0pp | 76.1%-0.5pp | 69.6%+6.0pp |
| Annual return | -5.13% | 11.38%-16.5pp | 850.97%-856.1pp | 7.63%-12.8pp |
| Employer contribution / active EE | $3,657 | $2,546+43.7% | $3,631+0.7% | $2,381+53.6% |
| Participant deferral / active EE | $2,097 | $2,993-29.9% | $4,082-48.6% | $3,470-39.6% |
| Admin fee / account holder | $2,755 | $4,046-31.9% | $5,479-49.7% | $4,887-43.6% |