Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,399 | $78,027-90.5% | $178,528-95.9% | $80,925-90.9% |
| Participation rate | 65.3% | 65.7%-0.4pp | 77.1%-11.8pp | 67.7%-2.4pp |
| Annual return | 12.63% | 18.09%-5.5pp | 27.11%-14.5pp | 35.65%-23.0pp |
| Employer contribution / active EE | $1,021 | $2,281-55.2% | $3,950-74.2% | $2,756-63.0% |
| Participant deferral / active EE | $1,339 | $4,408-69.6% | $6,278-78.7% | $4,299-68.9% |
| Admin fee / account holder | $1,000 | $7,168-86.1% | $10,419-90.4% | $6,940-85.6% |