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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $350 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,636 | $37,117-6.7% | $147,617-76.5% | $55,191-37.2% |
| Participation rate | 65.0% | 63.6%+1.4pp | 84.6%-19.6pp | 69.2%-4.1pp |
| Annual return | 0.59% | 3.44%-2.9pp | 61.98%-61.4pp | 10.78%-10.2pp |
| Employer contribution / active EE | $1,578 | $1,620-2.6% | $5,564-71.6% | $1,899-16.9% |
| Participant deferral / active EE | $5,381 | $1,985+171.0% | $4,895+9.9% | $3,046+76.6% |
| Admin fee / account holder | $60 | $86-30.2% | $11,612-99.5% | $91-34.2% |