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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,295 | $91,037-79.9% | $71,671-74.5% | $147,585-87.6% |
| Participation rate | 50.0% | 76.1%-26.1pp | 68.7%-18.7pp | 82.8%-32.8pp |
| Annual return | 23.02% | 20.48%+2.5pp | 20.65%+2.4pp | 578.57%-555.6pp |
| Employer contribution / active EE | $3,619 | $3,327+8.8% | $2,460+47.1% | $4,876-25.8% |
| Participant deferral / active EE | $8,108 | $4,498+80.3% | $3,438+135.8% | $5,439+49.1% |
| Admin fee / account holder | $667 | $8,613-92.3% | $5,558-88.0% | $10,885-93.9% |