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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,470 | $63,365-48.8% | $91,994-64.7% | $72,975-55.5% |
| Participation rate | 100.0% | 72.5%+27.5pp | 78.6%+21.4pp | 69.5%+30.5pp |
| Annual return | 27.17% | 35.35%-8.2pp | 69.04%-41.9pp | 81.01%-53.8pp |
| Employer contribution / active EE | $6,503 | $2,116+207.4% | $3,453+88.3% | $2,440+166.5% |
| Participant deferral / active EE | $5,620 | $4,883+15.1% | $5,924-5.1% | $3,608+55.8% |
| Admin fee / account holder | $765 | $4,670-83.6% | $7,744-90.1% | $5,124-85.1% |