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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,363 | $58,587-61.8% | $83,322-73.2% | $64,173-65.2% |
| Participation rate | 100.0% | 72.0%+28.0pp | 77.8%+22.2pp | 69.6%+30.4pp |
| Annual return | -8.96% | 9.65%-18.6pp | 10.64%-19.6pp | 7.63%-16.6pp |
| Employer contribution / active EE | $2,696 | $2,098+28.5% | $3,379-20.2% | $2,381+13.3% |
| Participant deferral / active EE | $5,438 | $4,654+16.8% | $5,565-2.3% | $3,470+56.7% |
| Admin fee / account holder | $3,154 | $9,279-66.0% | $7,540-58.2% | $4,887-35.5% |