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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,481 | $109,344-62.1% | $89,400-53.6% | $158,950-73.9% |
| Participation rate | 83.3% | 74.3%+9.1pp | 68.0%+15.4pp | 82.0%+1.4pp |
| Annual return | 19.67% | 345.73%-326.1pp | 245.64%-226.0pp | 302.91%-283.2pp |
| Employer contribution / active EE | $2,334 | $3,170-26.4% | $2,586-9.7% | $4,762-51.0% |
| Participant deferral / active EE | $7,348 | $4,599+59.8% | $3,890+88.9% | $5,983+22.8% |
| Admin fee / account holder | $836 | $6,154-86.4% | $4,882-82.9% | $11,248-92.6% |