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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,878 | $148,582+34.5% | $135,942+47.0% | $139,456+43.3% |
| Participation rate | 77.8% | 83.9%-6.1pp | 81.9%-4.1pp | 80.3%-2.5pp |
| Annual return | 11.28% | 79.26%-68.0pp | 68.28%-57.0pp | 373.45%-362.2pp |
| Employer contribution / active EE | $7,439 | $5,245+41.8% | $4,858+53.1% | $4,753+56.5% |
| Participant deferral / active EE | $6,753 | $8,101-16.6% | $7,759-13.0% | $6,711+0.6% |
| Admin fee / account holder | $952 | $12,402-92.3% | $10,764-91.2% | $11,407-91.7% |