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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,407 | $85,766+18.2% | $136,297-25.6% | $70,124+44.6% |
| Participation rate | 50.0% | 74.2%-24.2pp | 81.9%-31.9pp | 69.5%-19.5pp |
| Annual return | 16.41% | 31.45%-15.0pp | 5156.19%-5139.8pp | 73.14%-56.7pp |
| Employer contribution / active EE | $1,449 | $2,966-51.1% | $4,696-69.1% | $2,342-38.1% |
| Participant deferral / active EE | $5,797 | $5,051+14.8% | $6,247-7.2% | $3,332+74.0% |
| Admin fee / account holder | $6,873 | $5,420+26.8% | $9,244-25.6% | $4,645+48.0% |