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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,999 | $77,638-51.1% | $156,551-75.7% | $62,881-39.6% |
| Participation rate | 65.1% | 71.2%-6.1pp | 84.0%-19.0pp | 69.3%-4.2pp |
| Annual return | 7.29% | 50.33%-43.0pp | 32.23%-24.9pp | 20.14%-12.9pp |
| Employer contribution / active EE | $1,714 | $3,444-50.2% | $5,501-68.8% | $2,281-24.8% |
| Participant deferral / active EE | $2,960 | $3,046-2.8% | $4,871-39.2% | $3,203-7.6% |
| Admin fee / account holder | $3,572 | $5,561-35.8% | $13,028-72.6% | $4,296-16.8% |