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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,463 | $232,540-77.0% | $185,117-71.1% | $147,586-63.8% |
| Participation rate | 57.1% | 82.4%-25.2pp | 77.3%-20.1pp | 82.8%-25.7pp |
| Annual return | 20.57% | 43.03%-22.5pp | 40.50%-19.9pp | 578.59%-558.0pp |
| Employer contribution / active EE | $1,214 | $5,195-76.6% | $4,182-71.0% | $4,876-75.1% |
| Participant deferral / active EE | $5,542 | $5,834-5.0% | $5,045+9.9% | $5,439+1.9% |
| Admin fee / account holder | $0 | $10,275-100.0% | $8,159-100.0% | $10,886-100.0% |