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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,593 | $138,068-73.5% | $125,358-70.8% | $134,493-72.8% |
| Participation rate | 73.7% | 84.5%-10.8pp | 82.4%-8.7pp | 81.2%-7.5pp |
| Annual return | -18.35% | 750.30%-768.7pp | 572.03%-590.4pp | 418.01%-436.4pp |
| Employer contribution / active EE | $0 | $5,244-100.0% | $4,814-100.0% | $4,740-100.0% |
| Participant deferral / active EE | $7,450 | $7,799-4.5% | $7,447+0.1% | $6,400+16.4% |
| Admin fee / account holder | $12,551 | $11,568+8.5% | $10,007+25.4% | $11,425+9.9% |