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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,672 | $100,060-53.4% | $149,721-68.8% | $70,126-33.4% |
| Participation rate | 88.5% | 83.6%+5.0pp | 87.1%+1.5pp | 69.5%+19.0pp |
| Annual return | 23.41% | 27.46%-4.1pp | 1501.67%-1478.3pp | 73.15%-49.7pp |
| Employer contribution / active EE | $1,398 | $3,661-61.8% | $5,444-74.3% | $2,343-40.3% |
| Participant deferral / active EE | $7,595 | $4,982+52.4% | $6,568+15.6% | $3,332+127.9% |
| Admin fee / account holder | $8,245 | $8,285-0.5% | $11,282-26.9% | $4,645+77.5% |