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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,440 | $109,344-31.9% | $89,400-16.7% | $158,950-53.2% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 13.68% | 345.73%-332.1pp | 245.64%-232.0pp | 302.91%-289.2pp |
| Employer contribution / active EE | $5,044 | $3,170+59.1% | $2,586+95.1% | $4,762+5.9% |
| Participant deferral / active EE | $6,256 | $4,599+36.0% | $3,890+60.8% | $5,983+4.6% |
| Admin fee / account holder | $598 | $6,154-90.3% | $4,882-87.8% | $11,248-94.7% |