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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,053 | $64,719-55.1% | $112,249-74.1% | $68,486-57.6% |
| Participation rate | 61.1% | 67.2%-6.0pp | 75.1%-14.0pp | 67.9%-6.8pp |
| Annual return | -15.78% | -11.40%-4.4pp | 27.48%-43.3pp | -7.85%-7.9pp |
| Employer contribution / active EE | $2,329 | $2,747-15.2% | $3,636-35.9% | $2,597-10.3% |
| Participant deferral / active EE | $3,519 | $3,565-1.3% | $4,729-25.6% | $4,028-12.6% |
| Admin fee / account holder | $771 | $5,232-85.3% | $6,412-88.0% | $5,404-85.7% |