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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,216 | $138,072-60.0% | $123,549-55.3% | $135,382-59.2% |
| Participation rate | 66.7% | 84.7%-18.1pp | 82.3%-15.6pp | 82.6%-16.0pp |
| Annual return | -14.76% | 153.69%-168.5pp | 119.20%-134.0pp | 519.77%-534.5pp |
| Employer contribution / active EE | $3,524 | $5,152-31.6% | $4,628-23.8% | $4,779-26.3% |
| Participant deferral / active EE | $6,297 | $6,799-7.4% | $6,426-2.0% | $5,609+12.3% |
| Admin fee / account holder | $0 | $10,917-100.0% | $9,284-100.0% | $10,829-100.0% |