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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,752 | $32,117-66.5% | $71,086-84.9% | $64,173-83.2% |
| Participation rate | 54.1% | 42.7%+11.4pp | 54.7%-0.6pp | 69.6%-15.5pp |
| Annual return | 10.84% | -5.57%+16.4pp | 650.59%-639.8pp | 7.63%+3.2pp |
| Employer contribution / active EE | $833 | $712+17.0% | $1,088-23.4% | $2,381-65.0% |
| Participant deferral / active EE | $2,692 | $1,263+113.2% | $1,874+43.6% | $3,470-22.4% |
| Admin fee / account holder | $1,090 | $2,759-60.5% | $3,082-64.6% | $4,887-77.7% |